Representatives from Bank of America will set up in the Wildwoods Convention Center for three days next week to help South Jersey homeowners struggling with their mortgages.

New Jersey ranked ninth in the U.S. for mortgage delinquency rates at the end of 2012, the Mortgage Bankers Association says.

Bank of America, a major mortgage provider, invited about 12,000 South Jersey customers to attend the homeowner assistance event to discuss options from loan modifications, principal rate reductions and short sales.

About 200 to 300 are expected to attend, said Roger Braggs, vice president of National Mortgage Outreach at Bank of America.

“The primary purpose is to meet with customers experiencing mortgage hardships, whether they’re currently being delinquent or in jeopardy of being delinquent,” he said.

“Our first goal — we’d prefer to do a modification. Look at rate terms, look at government programs or bank-provided programs. If that doesn’t work, we move toward,” Braggs said.

Bank of America will host outreach from 8 a.m. to 8 p.m. Tuesday to Thursday at the convention center at 4501 Boardwalk in Wildwood. Open only to bank customers, a similar event was being held in Newark this week.

Braggs said if customers bring the proper documentation, officials have the ability to render decisions on the spot. For a list of the documentation needed, visit or call 855-201-7426.

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