The New Jersey Small Business Development Center at Richard Stockton College has a free seminar Tuesday for businesses interested in owning rather than renting their real estate, or even their capital-intensive equipment.

"Understanding & Utilizing the SBA's 504 Loan Program For Business Growth" will be offered at 8 a.m. at the Stockton's Carnegie Center in Atlantic City.

The seminar will provide information on the requirements, process and benefits of the SBA 504 Loan Program and financing alternatives.

Program representatives, Realtors, bankers and other professionals will to answer questions and help explain the process of obtaining commercial real estate and using the SBA 504 Program.

"The target audience is existing businesses that are looking to get more information on buying commercial real estate and/or equipment utilizing the available programs that will be discussed," SBDC Director Joe Molineaux said.

He said Janice Johnson, a commercial real estate representative with Prudential Fox & Roach Realtors in Northfield and developer of the seminar, will participate.

Participants will include Glenn Insurance Agency; Fitzpatrick, Bongiovanni & Kelly, CPAs; Levine Staller, attorneys at law; and the Regional Business Assistance Corp.

Green credentials

At Atlantic Cape Community College's main campus Thursday, industry experts will discuss how professionals can become certified under new energy efficiency and sustainability regulations as they relate to retrofitting, repairing and rebuilding homes affected by Hurricane Sandy.

The college's Green Education Institute and the Energy Coordinating Agency will present the conference, which will start with a continental breakfast and continue with green vendor tables and exhibits.

Business Editor Kevin Post

If you go

SBA 504 Loan seminar, 8 to 10:30 a.m. Tuesday, at Stockton's Carnegie Center, 35 S. Martin Luther King Jr. Blvd., Atlantic City. Free, but registration required. Call 609-347-2174.

Green Credentials Matter Conference, 8 a.m. to noon Thursday, Atlantic Cape Community College Walter Edge Theater, C-Building, Mays Landing campus. Cost, $29; register at www.atlantic.edu/green or call 609-343-4829.