(BPT) - While creating a will and other estate planning documents may not be top of mind, it's a concern you should take seriously. You don’t need celebrity-sized assets to be concerned that a lack of estate planning on your part could cost your beneficiaries dearly. And that’s just one comp…
(BPT) - When it comes to buying a home, the beauty of the process is truly in the eye of the beholder. Some people see the opportunity to start a new life, live their dreams and make memories that will, quite literally, last a lifetime. Others get caught up in the problems associated with th…
(BPT) - If you’re a veteran, active military member or reservist, you’ve likely heard about all the benefits offered with VA home loans.
(StatePoint) Ever wondered whether your insurance policy was actually working for you? You may be in luck, as your insurance plan may start to follow the same trends being adopted in other industries: simpler, more convenient and personalized products – all supported by the latest mobile tec…
(BPT) - The Coinstar Holiday Survey, conducted among 2,000 U.S. adults, reports that the majority (65 percent) will set a budget this holiday season. The holiday infographic showcases results including budgeting and shopping strategies, creative gift giving, the “Scrooge” effect as well as w…
(BPT) - (BPT) – As the farming industry faces growing consolidation in the U.S., one might get the impression fewer jobs are now available in agriculture.
(NAPSI)—Every year, some 4 million students take the PSAT/NMSQT, a valuable part of preparing students for college success. When the results come in, they get so much more than a score—they get an invitation to productive practice and a connection to distinct benefits and opportunities to su…
(BPT) - Most working professionals want to advance their skills, land that promotion and get a raise. However, some 36 million adults face a significant barrier to achieving their goals and aspirations: They still need to complete a significant amount of coursework in order to earn a college…
(StatePoint) Most people know they can refinance their mortgage, but less than half are aware that they can also refinance their auto loan, according to a study by Harris Poll for Ally Financial. It’s a simple task that could reduce your car payments by about $1,300 a year.
(StatePoint) While college students earn their degrees, paving the way for future success in their chosen fields, they should also be paving the way for a healthy financial future.
(BPT) - Their heads may be buried in their smartphones, but don’t be fooled; the youngest generation is changing the world as we know it, one emoji at a time.
(NAPSI)—American seniors are postponing retirement, primarily for financial reasons. Unfortunately, many experience unexpected health problems and ultimately shorter life spans, according to a recent report from Bloomberg—fortunately, you don’t have to be among them. More seniors are explori…
(StatePoint) Want to be better organized this year? From making and keeping appointments, to completing your to-do list, there’s no reason to get overwhelmed. Try these tips and tools for a more organized 2018, no matter how much chaos is thrown at you.
(BPT) - What’s the key to optimism? From a career standpoint, it’s having a vision where you see yourself climbing and thriving, and you know there will be a place in the world for your skills and knowledge.
(NewsUSA) - Social isolation is a little-thought-of, but growing, factor in the health and well-being of people 65 and older - and it may play a greater role than obesity as a public health hazard, according to research at Brigham Young University.
(BPT) - Getting insurance can be famously complex and time-consuming. Whether it’s life, health, automobile or home, it takes time to understand what coverage you need and how to get it. As a result, it’s easy to put off items that don’t feel truly urgent until it’s too late.
(NewsUSA) - Equal pay for equal work tops the list of concerns expressed by respondents for Aflac's third annual Corporate Social Responsibility (CSR) survey. Consumers and investment professionals were asked what companies can and cannot do while claiming to be socially responsible.
(NAPSI)—When you sit down to a Thanksgiving feast this year, you may not be thinking about the global financial markets that helped land the meal on your table. The ingredients in your favorite stuffing, the butter in those mashed potatoes and even the gasoline in the car that got your relat…
(BPT) - For anyone who has tried to borrow money to purchase a car, buy a home or open a revolving line of credit, you may be familiar with the term FICO Score. The vast majority of lenders use this scoring model, which essentially determines a person’s creditworthiness.
(NAPSI)—For some, retirement may still be down the road, but planning for your future should happen at every age.
(BPT) - Let’s face it: Finances can be complicated. Whether opening a new investment account, saving for your child’s college fund or rolling over a 401(k), sometimes you need professional financial help.
(NAPSI)—No matter how thorough your home inspection, the odds are your new house will reveal a surprise shortly after you move in.
(NewsUSA) - If you're like most Americans, you probably view benefits open enrollment as somewhat of a chore. After all, 67 percent of employees describe shopping for benefits as complicated, long or stressful according to the 2017 Aflac WorkForces Report.
(NAPSI)—Financial fraud routinely follows on the heels of natural disasters like hurricanes, wildfires and earthquakes—but you don't have to be a victim. After a disaster, you may receive unsolicited phone calls, e-mails and texts, including from messaging apps, about investments that exploi…
(BPT) - Winter brings unpredictable and dangerous road conditions, yet changing out all-season tires for winter tires isn't high on our priority list. No matter the type of vehicle you drive, tires are the only connection between a vehicle and the road. Improper tires put drivers at a higher…
(StatePoint) Benefits open enrollment season can be a confusing time for many employees. But rather than make decisions you don’t feel confident about, take a bit of extra time to become better informed. Luckily, these days, there is a wealth of resources available online, and getting your q…
Being a parent is a balancing act. You are constantly being pulled in different directions and it can be challenging to manage all the things you need to get done. Your company’s open enrollment period is a chance to take stock of benefits that can help you manage some of the issues you face.
(NAPSI)—Running a small business is challenging enough without the confusion health insurance can cause. Too often, the resulting angst is driven by common misconceptions that an experienced benefits advisor can help dispel.
(NAPSI)—Fall: It's a time of bright leaves, crisp apples, family feasts and a chill in the air. But for many American families, there's a chill in the pocketbook, too, as parents around the country consider the daunting challenge of saving for their children's college education.
(BPT) - If you earn all or part of your income these days from freelance or contract work, you’re far from alone.
(StatePoint) Amid the merriment of the holiday season is a hard reality -- nearly six in 10 Americans don’t have enough savings to afford an unexpected expense like a $500 car repair or $1000 emergency room bill, according to a Bank survey conducted by Princeton Survey Research Associations …